As you have just received your salary, you are likely to automatically think about some ways to spend it. You think about some ways that possibly make you satisfied. You can take card payments to cover all your needs easily. That is okay but you have to be careful as you are actually developing a consumptive habit. You must once find some people that always think about an investment or the things that possibly multiply their income. This is what you are supposed to do actually. At least, if you cannot find the right investment, you are supposed to save your money as much as you can.
Having enough amount of saving can be such a good cushion for you. As long as you are an employee of a company, you are supposed to anticipate the worse condition like sudden job loss. With enough amount of saving, at least you can continue covering your daily needs for a relatively long time then. Thus, when you get your salary, it is supposed to be a must for you to allocate some amount of your money for saving. By this way, you will be always ready whenever it happens.
In addition, it is also important for you to concern on your daily spending. There are many people that never think about how they spend their money carefully. For instance, it is much better for you to have dinner at home than in a restaurant. When you like having dinner at a restaurant, you forget that you have to spend your money on transportation as well.
It is okay to set a weekly schedule to go to a restaurant but you should not go there every day for the sake of great meals. In fact, by eating your own meals at home, you can even ensure the quality of the foods on your own.